Terms and Conditions

Terms of Use

Version effective as of October 2023

Please read these terms and conditions carefully. By accessing this website and any pages thereof (hereinafter the “Website”), you acknowledge your agreement with and understanding of the following terms of use and legal information pertaining to both this Website and any material provided on and/or through it. If you do not agree to these terms and conditions, do not access the Website or any pages thereof.

1. No Offer, no Obligation

The information published on the Website is for your information only. It is not intended to constitute financial or investment advice and no relationship or any other contractual relation with ERI is established by accessing the Website or the use of such information.

Neither the information nor any opinion expressed on the Website constitutes financial or investment advice by ERI or any of its related parties, partners and employees. None of the services or products referred to in the Website is available to persons resident in any state or territory where such services or products would be contradictory to local law or regulation. The information in the Website is descriptive of ERI as a whole and the services or products described may not be available to or suitable for you.

2. No Reliance

Although ERI has taken all reasonable care that the information published on the Website was accurate at the time of publication, no representation or warranty (including liability towards third parties), expressed or implied, is made that the information and opinions expressed on the Website are accurate, complete or up to date. ERI is not utilising the Website to provide financial or investment advice to you or any other party, and no information or material on the Website is to be relied upon for the purpose of making or communicating investment or other decisions. Please consult qualified personnel before taking any decision.

3. No Warranty

The information and opinions published on the Website are provided without any warranty of any kind, either expressed or implied, to the fullest extent permissible pursuant to applicable law. ERI further assumes no responsibility for, and makes no warranties that, functions contained on the Website will be uninterrupted or error-free, that defects will be corrected, or that the Website or the servers that make it available will be free of viruses or other harmful components.

4. Liability Waiver

Under no circumstances, including, but not limited to, negligence, shall ERI be liable for any special or consequential damages that result from the access or use of, or the inability to access or use, the information published on the Website.

5. Linked Sites

ERI has not reviewed any of the websites which link to the Website and is not responsible for the content of off-site pages or any other websites linked from or linking to the Website. Following links to any off-site pages or other websites shall be at your own risk.

6. No Orders

ERI emphasizes that it is not obliged to accept orders for any business proceedings such as subscription of financial instruments etc. transmitted by this Website. Special agreements between you and ERI are reserved.

7. No Data Security

When you visit this Website, your data is transported over an open network that is accessible to everyone. The data may therefore be transferred across borders, even if you and ERI are located in Switzerland. This involves the following risks in particular: The data may be intercepted and viewed by third parties, which allows these third parties to draw conclusions about any existing or future business relationship between you ERI.

Furthermore, you acknowledge that the information that you send to ERI or that ERI sends to you via an electronic medium, in particular via e-mail, SMS, contact forms, etc., or that ERI sends to you, is generally not encrypted. Even if the transmission is encrypted, the sender and recipient remain unencrypted. It may therefore be possible for third parties to infer that a business relationship with ERI exists or may exist in the future.

Please note that e-mail communication and browsing the internet is neither confidential nor secure due to technical reasons. To date, we are unable to safeguard any privilege for e-mail communication or visits to this Website. Please do not send us any confidential information via e-mail.

In addition, ERI expressly draws attention to the risk of viruses and the possibility of targeted hacking attacks. In order to combat viruses, it is recommended that you use current browser versions and install continuously updated anti-virus software. Opening e-mails of unknown origin and unexpected attachments to an e-mail should be avoided.